• 4 Years of “Free” Housing

    Something that I talk regularly and openly about is how my family live for pretty much “free.” In the Financial Independence realm they like to coin phrase this term #househack. We managed to househack for the entire marriage without even knowing about #househacking. I credit all of this free housing to divine intervention and luck. (definition: preparation and opportunity intersect) If you haven’t really heard of househacking take a look at some of these fun articles from the experts at BiggerPockets and also Coach Carson who is a househacking and real estate guru. So the first one isn’t technically a true definition of househacking but I’m going to count it because,…

  • Turning your Home into a Investment

    There is a constant debate in the finance realm about whether your home is a investment or not. We can argue each side until the cocks crow.  Here are some articles if you interested in this debate…Why your house is a bad investment  and the opposing side…Why buying a home is smart.  So you make the decision for yourself. In this article I want to explore some of the ways you can make your home a better investment if you do end up wanting to still buy a home. Buy a home that is bigger than your need or has multiple dwellings. This was one of my favorite things about…

  • Have you thought about your Retirement?

    We all want money to be the last thing we are worrying about when we are 65, and have health problems and other things in life that are have higher priority. However have you actually sat down and tried to calculate how much it would cost for you and your spouse to retire. As of late this has been my husband and I dinner table discussions. Just imagining the horror of not being able to afford your doctors or utility bills at 65 and you can’t work to make extra money you need. That enough is giving me nightmares! Retirement is definitely a subject that should be thought about when…